<=$647,200, <=80% loan-to-value, DTI of <=45%, >=740 middle credit score and pricing based on a 30 day lock. The Conventional rates shown are based on average rates for our most common qualified customers. Your individual rate may vary. The rates published here are for illustrative purposes only & are subject to change daily without notification. - Interest rates are also subject to credit and property approval based on secondary market guidelines.

APR (Annual Percentage Rate) will be slightly higher and the calculation will assume an owner occupied residential property, a $150,000 loan amount with a 20% down payment, estimated borrower paid finance charges of 1.00% of the loan amount plus discount and origination if applicable. If the down payment or loan amount is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR. This information is intended for mortgage & real estate professional use only and is not an advertisement to extend customer credit as defined by Sect. 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time. JMT Mortgage will only honor locks that meet product guidelines.